:root{--ink:#073047;--teal:#008fa2;--orange:#ff541e;--soft:#eef9fc;--line:#d9e9ef}
*{box-sizing:border-box}body{margin:0;background:#fff;color:var(--ink);font-family:Inter,"Segoe UI",Arial,sans-serif}a{text-decoration:none;color:inherit}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--orange);outline-offset:3px}
.shell{max-width:1180px;margin:auto;padding:0 24px}.top{background:#fff;box-shadow:0 3px 16px #07304712;position:relative;z-index:2}.top-inner{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:24px}.top img{width:190px;max-height:64px;object-fit:contain}.top nav{display:flex;flex-wrap:wrap;gap:24px;font-size:14px;font-weight:750}.top nav a:hover,.text-link:hover{color:var(--teal)}.breadcrumbs{padding-top:26px;font-size:13px;color:#537282}.breadcrumbs a{text-decoration:underline}
.hero-wrap{margin-top:18px;background:linear-gradient(115deg,#e9f7fb,#f8fcff);border-radius:27px;overflow:hidden}.hero{display:grid;grid-template-columns:minmax(0,1fr) 260px;gap:15px;align-items:center;padding:42px 45px 0}.hero-copy{padding-bottom:44px}.eyebrow{font-size:12px;letter-spacing:1.7px;color:#008a9a;font-weight:900;text-transform:uppercase;margin:0 0 13px}.hero h1{font-size:clamp(40px,5.2vw,66px);letter-spacing:-2.5px;line-height:1.04;margin:0 0 18px}.hero p.lead{font-size:18px;line-height:1.55;max-width:670px;color:#365c6c;margin:0 0 20px}.hero img{width:100%;max-height:320px;object-fit:contain;object-position:bottom}.actions{display:flex;flex-wrap:wrap;gap:11px;align-items:center}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--orange);color:white;border-radius:11px;padding:15px 22px;font-size:15px;font-weight:850;min-height:48px}.btn:hover{background:#d94414}.btn.secondary{background:white;color:var(--ink);border:1px solid #c7e2e8}.micro{font-size:12px;color:#5c7784;margin:11px 0 0}.trust-mini{display:flex;gap:10px 24px;flex-wrap:wrap;padding:19px 27px;margin-top:22px;border:1px solid var(--line);border-radius:15px;color:#315b6a;font-size:13px;font-weight:650}.trust-mini span:before{content:"✓";color:var(--teal);font-weight:900;margin-right:7px}
.content{padding-top:46px;padding-bottom:75px}.content h2{font-size:clamp(26px,3vw,35px);letter-spacing:-1px;margin:0 0 15px}.content h3{font-size:19px;margin:0 0 9px}.content p{color:#466574;line-height:1.7}.section{margin-top:48px}.section:first-child{margin-top:0}.intro-grid{display:grid;grid-template-columns:1.35fr .65fr;gap:28px}.side-panel{border-radius:20px;background:#f1f9fc;padding:27px;align-self:start}.side-panel ul{padding-left:19px;color:#426473;line-height:1.9}.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px}.card{display:block;border:1px solid var(--line);border-radius:17px;padding:23px;box-shadow:0 6px 18px #07304708;background:white;transition:.18s}.card:hover{transform:translateY(-3px);border-color:#78cbd6}.card strong{display:block;font-size:18px;margin-bottom:8px}.card p{font-size:14px;margin:0}.card .arrow{color:var(--orange);display:block;font-weight:900;margin-top:17px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;counter-reset:step}.step{background:#f3fafc;padding:23px;border-radius:17px}.step b{display:grid;place-items:center;background:#c9edf3;color:#07566a;width:42px;height:42px;border-radius:50%;margin-bottom:14px}.step p{font-size:14px;margin:0}.notice{background:#fff9f1;border-left:4px solid #ffac59;border-radius:12px;padding:18px 22px}.notice p{margin:0}.area-links{display:flex;gap:9px;flex-wrap:wrap}.area-links a{border:1px solid #d4e8ef;padding:10px 14px;border-radius:999px;font-weight:750;font-size:13px}.area-links a:hover{background:#e8f8fa}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;font-weight:800;font-size:16px}.faq details p{margin:12px 0 0}.bottom-cta{background:#073047;color:white;padding:32px;border-radius:23px;display:flex;justify-content:space-between;align-items:center;gap:20px}.bottom-cta h2{margin:0 0 8px}.bottom-cta p{color:#c8e2e9;margin:0}.bottom-cta .btn{flex-shrink:0}.footer{background:#073047;color:#d4e5eb;padding:35px 0;font-size:13px}.footer a{text-decoration:underline}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:10px;background:white;padding:10px;z-index:10}
@media(max-width:850px){.top-inner{min-height:72px}.top img{width:150px}.top nav{gap:12px;font-size:12px}.hero{grid-template-columns:1fr 180px;padding:30px 27px 0}.hero h1{font-size:43px}.card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.intro-grid{grid-template-columns:1fr}.hero img{max-height:260px}}
@media(max-width:600px){.shell{padding:0 17px}.top-inner{padding:12px 0;align-items:center;flex-wrap:wrap;gap:7px}.top img{width:135px;max-height:48px}.top nav{gap:12px;justify-content:flex-start;width:100%;font-size:12px}.breadcrumbs{padding-top:17px}.hero-wrap{margin-top:12px;border-radius:19px}.hero{grid-template-columns:1fr;padding:27px 21px 0}.hero-copy{padding:0}.hero h1{font-size:clamp(36px,10vw,49px);letter-spacing:-1.6px}.hero p.lead{font-size:16px}.hero img{max-height:200px;width:190px;justify-self:end;margin-top:-8px}.trust-mini{padding:15px;gap:9px;font-size:12px}.content{padding-top:28px}.section{margin-top:37px}.card-grid{grid-template-columns:1fr}.steps{grid-template-columns:1fr}.bottom-cta{display:block;padding:25px}.bottom-cta .btn{margin-top:19px;width:100%}}

/* Site-wide premium refinements */
.card-grid.cols-4{grid-template-columns:repeat(4,minmax(0,1fr))}.eyebrow{line-height:1.5}.article-copy{max-width:820px}.article-copy p{font-size:16px}.pill{display:inline-block;padding:7px 12px;border-radius:30px;background:#e4f6f9;color:#006c7d;font-size:12px;font-weight:800}.checklist{padding-left:23px;color:#416271;line-height:1.85}.feature-split{display:grid;grid-template-columns:1.1fr .9fr;gap:25px}.form-panel{border:1px solid #d9e9ef;background:#f6fbfc;border-radius:18px;padding:25px}.form-panel input,.form-panel textarea,.form-panel select{display:block;width:100%;padding:12px;border:1px solid #bdd4de;border-radius:8px;margin:6px 0 16px;font:inherit}.form-panel label{font-weight:750;font-size:14px}.legal-content{max-width:900px}.legal-content h2{margin-top:35px}.legal-content li{line-height:1.7;margin:8px 0}.nav-utility{display:flex;gap:14px;align-items:center}.footer-columns{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px}.footer-columns div{display:flex;flex-direction:column;gap:10px}.footer-columns strong{color:#fff}.footer-columns a{text-decoration:none;color:#d4e5eb}.footer-columns a:hover{text-decoration:underline}.footer-logo{width:155px;filter:brightness(0) invert(1)}.footer-meta{border-top:1px solid #ffffff25;margin-top:26px;padding-top:20px}.faq details{scroll-margin-top:20px}.service-callout{background:#f3fafc;padding:24px;border-radius:17px;border:1px solid #d6ebef}.service-callout h3{margin:0 0 7px}.legal-note{color:#607989;font-size:13px}.linklist{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px}.linklist a{padding:9px 12px;background:#f0f9fb;border-radius:9px;font-size:14px;font-weight:650}.text-link{text-decoration:underline;text-underline-offset:3px}.subnav{background:#eff9fc;border-bottom:1px solid #d9e9ef}.subnav .shell{display:flex;gap:20px;flex-wrap:wrap;padding-top:10px;padding-bottom:10px;font-size:13px;font-weight:700}.subnav a:hover{color:#008fa2}@media(max-width:850px){.card-grid.cols-4{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-columns{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.card-grid.cols-4,.linklist,.feature-split{grid-template-columns:1fr}.footer-columns{grid-template-columns:1fr 1fr;gap:25px}.top nav{gap:10px}.top-inner{align-items:center}}

@media(max-width:600px){.top-inner{padding-left:18px;padding-right:18px}.top nav{padding-left:2px;padding-right:2px;gap:16px}.top nav a{min-height:44px;display:inline-flex;align-items:center}}